| Market cap | $7.61B |
|---|---|
| Enterprise value | $12.10B |
| Revenue | $8.100B |
|---|---|
| EBITDA | $2.083B |
| Income | $748.000M |
| Revenue Q/Q | -5.43% |
| Revenue Y/Y | -3.49% |
| P/E | 16.53 |
|---|---|
| Forward P/E | N/A |
| EV/Sales | 1.49 |
| EV/EBITDA | 5.81 |
| EV/EBIT | 16.03 |
| PEG | 0.30 |
| Price/Sales | 0.94 |
| P/FCF | 1.66 |
| Price/Book | 0.55 |
| Book/Share | 73.27 |
| Cash/Share | N/A |
| FCF yield | 60.08% |
| Volume | 1.894M / 2.477M |
|---|---|
| Relative vol. | 0.76 × |
| EPS | 2.45 |
|---|---|
| EPS Q/Q | -48.15% |
| Est. EPS Q/Q | -50.50% |
| Profit margin | 11.08% |
|---|---|
| Oper. margin | 35.74% |
| Gross margin | 94.86% |
| EBIT margin | 9.32% |
| EBITDA margin | 25.72% |
| Ret. on assets | 0.38% |
|---|---|
| Ret. on equity | 5.56% |
| ROIC | 0.50% |
| ROCE | 0.39% |
| Debt/Equity | 13.27 |
|---|---|
| Net debt/EBITDA | 23.59 |
| Current ratio | 0.87 |
| Quick ratio | 0.86 |
| Volatility | 2.40% |
|---|---|
| Beta | 1.36 |
| RSI | 57.59 |
|---|
| Insider ownership | 0.59% |
|---|---|
| Inst. ownership | 98.71% |
| Shares outst. | 303.981M |
|---|---|
| Shares float | 0.000 0.00% |
| Short % of float | 4.75% |
| Short ratio | 2.76 |
| Dividend | $1.20 |
|---|---|
| Dividend yield | 3.01% |
| Payout ratio | 48.98% |
| Payment date | N/A |
| Ex-dividend date | N/A |
| Earnings date | 17 Jul 2024 |
Thursday, 9 May 2024
|
|
| 20 Largest Banks in the US by Customers | |
Tuesday, 30 April 2024
|
|
| Ally Financial Inc's Dividend Analysis | |
Wednesday, 27 March 2024
|
|
| Ally Financial names Michael Rhodes as CEO | |
| UPDATE 2-Discover Financial says CEO Michael Rhodes will step down | |
Thursday, 22 February 2024
|
|
| Decoding Ally Financial Inc : A Strategic SWOT Insight | |
Monday, 19 February 2024
|
|
| Top 20 Most Valuable Fintech Companies in the US | |
Saturday, 3 February 2024
|
|
| TIME and Ally Financial name 2024 Dealer of the Year | |
Thursday, 1 February 2024
|
|
| USGA gets a new sponsor. US Women's Open gets record $12M purse | |
| Aflac's Q4 Earnings Miss on Higher Benefits and Claims | |
Thursday, 25 January 2024
|
|
| How The Best Online Brokers Boost Your Cash Holdings | |
Tuesday, 23 January 2024
|
|
| Ally Financial Inc. Q4 2023 Earnings Call Transcript | |
Monday, 22 January 2024
|
|
| Ally Financial Gains on Q4 Earnings Beat, Costs Rise Y/Y | |
Sunday, 21 January 2024
|
|
| Dividend Challengers List Ranked By Yield: Top 30 | |
Friday, 19 January 2024
|
|
| State Street Stock, Ally Financial, Are Jumping. They Had Good News Beyond Earnings. | |
| Compared to Estimates, Ally Financial Q4 Earnings: A Look at Key Metrics | |
Monday, 18 December 2023
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| 14 Best Bank Dividend Stocks To Buy Now | |
Tuesday, 5 December 2023
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| Used-Car Dealer Dives On Sharp Surprise Loss As Subprime Auto Loans Worsen | |
Thursday, 23 November 2023
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| 3 Underrated Warren Buffett Stocks That Are Smart Buys Right Now | |
Tuesday, 14 November 2023
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| HouseCanary Collaborates with Ally to Launch Integrated ComeHome Platform | |
Saturday, 21 October 2023
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| 1 Warren Buffett Stock Down 56% You'll Regret Not Buying on the Dip | |
Thursday, 19 October 2023
|
|
| Ally Financial Inc. Q3 2023 Earnings Call Transcript | |
Wednesday, 18 October 2023
|
|
| Ally Financial Inc Reports Solid Q3 2023 Financial Results | |
| Ally Financial Q3 2023 Earnings Call Transcript | |
Monday, 2 October 2023
|
|
| Market Today: Mixed Market Performance Amidst Major Corporate Changes | |
Saturday, 30 September 2023
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| Got $5,000? Buy and Hold These 3 Value Stocks for Years | |
Friday, 8 September 2023
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| 1 No-Brainer Warren Buffett Stock to Buy With $100 Right Now | |
| Insider |
Trans.
Transaction
|
Total value |
|---|---|---|
| David J Debrunner Vice President, CAO, and Controller | Sale 29 Dec 2023 | $131,250 |
| David J Debrunner Vice President, CAO, and Controller | Sale 14 Dec 2023 | $384,750 |
| Marjorie Magner | Buy 25 Oct 2022 | $54,860 |
| Jason E. Schugel Chief Risk Officer | Sale 19 Apr 2022 | $112,500 |
| Jason E. Schugel Chief Risk Officer | Sale 1 Mar 2022 | $123,025 |
| Douglas R. Timmerman Interim CEO | Sale 1 Mar 2022 | $143,496 |
| Douglas R. Timmerman Interim CEO | Sale 1 Feb 2022 | $139,326 |
| Diane E. Morais President and Ally Bank | Sale 1 Feb 2022 | $197,093 |
| Jason E. Schugel Chief Risk Officer | Sale 1 Feb 2022 | $119,450 |
| Scott A Stengel General Counsel | Sale 7 Jan 2022 | $68,814 |
| Scott A Stengel General Counsel | Sale 5 Jan 2022 | $556,311 |
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Price target
Current $39.84
Average $34.50
Low $28
High $40
Dividends
| Ex-dividend date | N/A | Frequency | Quarterly | Annual dividend | +0.00% |
|---|---|---|---|---|---|
| Next dividend | N/A | Dividend yield | 3.01% | Growth period | 7 years |
| Last dividend date | Yield 3 years | 3.79% | Growth 3 years | +16.45% | |
| Last dividend | Yield 5 years | 3.07% | Growth 5 years | +16.47% |
| Insider | Age | Since | Compensation |
|---|---|---|---|
| Jeffrey Brown (47) Chief Executive Officer and Director since 2015 | 47 | 2015 | $10,642,100 |
| Jeffrey J. Brown (48) CEO and Director | 48 | $4,718,862 | |
| Diane Morais (54) President - Consumer and Commercial Banking Products since 2017 | 54 | 2017 | $3,631,800 |
| Douglas Timmerman (57) President of Auto Finance since 2018 | 57 | 2018 | $3,534,510 |
| Jennifer LaClair (48) Chief Financial Officer since 2018 | 48 | 2018 | $3,315,660 |
| Scott Stengel (48) General Counsel since 2016 | 48 | 2016 | $2,309,700 |
| Douglas R. Timmerman (58) Pres of Dealer Financial Services | 58 | $1,926,464 | |
| Diane E. Morais (55) Pres of Consumer and Commercial Banking - Ally Bank | 55 | $1,875,114 | |
| Jennifer A. LaClair (49) Chief Financial Officer | 49 | $1,789,199 | |
| Scott A. Stengel (49) Gen. Counsel | 49 | $1,268,940 | |
| Franklin Hobbs (72) Independent Chairman of the Board since 2009 | 72 | 2009 | $395,071 |
| Kim Fennebresque (70) Independent Director since 2009 | 70 | 2009 | $315,023 |
| William Cary (60) Independent Director since 2016 | 60 | 2016 | $305,023 |
| Kenneth Bacon (65) Independent Director since 2015 | 65 | 2015 | $305,023 |
| Michael Steib (43) Independent Director since 2015 | 43 | 2015 | $295,023 |
| John Stack (74) Independent Director since 2014 | 74 | 2014 | $285,023 |
| Maureen Breakiron-Evans (65) Independent Director since 2015 | 65 | 2015 | $265,098 |
| Katryn Blake (45) Independent Director since 2018 | 45 | 2018 | $265,098 |
| Brian Sharples (59) Independent Director since 2018 | 59 | 2018 | $265,023 |
| Marjorie Magner (70) Independent Director since 2010 | 70 | 2010 | $265,023 |
| Mayree Clark (63) Independent Director since 2009 | 63 | 2009 | $265,023 |
| David DeBrunner (53) Chief Accounting Officer, Vice President, and Controller since 2007 | 53 | 2007 | |
| Jason Schugel (46) Chief Risk Officer since 2018 | 46 | 2018 | |
| Sathish Muthukrishnan | 2020 | ||
| Sean Leary | |||
| Dinesh Chopra | |||
| Andrea C. Brimmer (55) Chief Marketing and PR Officer | 55 | ||
| Daniel Soto | |||
| Daniel Eller | |||
| David J. DeBrunner (55) VP, Corp. Controller, and Chief Accounting Officer | 55 |
ally financial inc. (nyse: ally) is a leading digital financial services company and a top 25 u.s. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. ally has an award-winning online bank (ally bank, member fdic), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing wealth management and brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies. we extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual’s age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, mi
- Finance > Specialized Finance
- Ally Financial Inc, Ally Detroit Center, Detroit 48226, United States
- 866 710 4623
- Investor relations
Dividends
| Ex-dividend date | N/A | Frequency | Quarterly | Annual dividend | +0.00% |
|---|---|---|---|---|---|
| Next dividend | N/A | Dividend yield | 3.01% | Growth period | 7 years |
| Last dividend date | Yield 3 years | 3.79% | Growth 3 years | +16.45% | |
| Last dividend | Yield 5 years | 3.07% | Growth 5 years | +16.47% |
Quarterly EPS estimates
Profit margin
Debt to assets
Cash flow
Balance sheet
XSLX
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Current assets | |||||
| Cash | $8,153 | $6,945 | |||
| Short term investments | |||||
| Net receivables | $2,750 | $2,749 | |||
| Inventory | |||||
| Total current assets | |||||
| Long term investments | |||||
| Property, plant & equipment | |||||
| Goodwill & intangible assets | |||||
| Total noncurrent assets | |||||
| Total investments | $172,626 | $175,328 | |||
| Total assets | $192,877 | $196,392 | |||
| Current liabilities | |||||
| Accounts payable | |||||
| Deferred revenue | $3,480 | $3,492 | |||
| Short long term debt | |||||
| Total current liabilities | |||||
| Long term debt | |||||
| Total noncurrent liabilities | |||||
| Total debt | $17,011 | $20,867 | |||
| Total liabilities | $179,220 | $182,626 | |||
| Stockholders' equity | |||||
| Retained earnings | $188 | $154 | |||
| Other stockholder equity | -$3,989 | -$3,816 | |||
| Total stockholder equity | $13,657 | $13,766 | |||
| (in millions USD) | 2023 | 2022 | ||
|---|---|---|---|---|
| Current assets | ||||
| Cash | $6,945 | $5,571 | ||
| Short term investments | ||||
| Net receivables | $2,749 | $2,698 | ||
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | ||||
| Goodwill & intangible assets | ||||
| Total noncurrent assets | ||||
| Total investments | $175,328 | $174,419 | ||
| Total assets | $196,392 | $191,826 | ||
| Current liabilities | ||||
| Accounts payable | ||||
| Deferred revenue | $3,492 | $3,453 | ||
| Short long term debt | ||||
| Total current liabilities | ||||
| Long term debt | ||||
| Total noncurrent liabilities | ||||
| Total debt | $20,867 | $20,161 | ||
| Total liabilities | $182,626 | $178,967 | ||
| Stockholders' equity | ||||
| Retained earnings | $154 | -$384 | ||
| Other stockholder equity | -$3,816 | -$4,059 | ||
| Total stockholder equity | $13,766 | $12,859 | ||
Income statement
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Revenue | |||||
| Total revenue | $1,986 | $2,067 | |||
| Cost of revenue | $112 | $93 | |||
| Gross profit | $1,874 | $1,974 | |||
| Operating activities | |||||
| Research & development | |||||
| Selling, general & administrative | $519 | $453 | |||
| Total operating expenses | $1,196 | $1,323 | |||
| Operating income | $678 | $651 | |||
| Income from continuing operations | |||||
| EBIT | $143 | $36 | |||
| Income tax expense | $14 | -$13 | |||
| Interest expense | |||||
| Net income | |||||
| Net income | $129 | $49 | |||
| Income (for common shares) | $129 | $49 | |||
| (in millions USD) | 2023 | 2022 | ||
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $8,214 | $8,428 | ||
| Cost of revenue | $422 | $280 | ||
| Gross profit | $7,792 | $8,148 | ||
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $1,901 | $1,900 | ||
| Total operating expenses | $4,741 | $4,407 | ||
| Operating income | $3,051 | $3,741 | ||
| Income from continuing operations | ||||
| EBIT | $971 | $2,231 | ||
| Income tax expense | $61 | $627 | ||
| Interest expense | ||||
| Net income | ||||
| Net income | $910 | $1,604 | ||
| Income (for common shares) | $910 | $1,604 | ||
Cash flows
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Net income | $129 | $49 | |||
| Operating activities | |||||
| Depreciation | $322 | $324 | |||
| Business acquisitions & disposals | $1,949 | ||||
| Stock-based compensation | |||||
| Total cash flows from operations | $1,341 | -$17 | |||
| Investing activities | |||||
| Capital expenditures | |||||
| Investments | $1,507 | -$3,066 | |||
| Total cash flows from investing | $3,501 | -$3,073 | |||
| Financing activities | |||||
| Dividends paid | -$97 | -$91 | |||
| Sale and purchase of stock | -$29 | -$4 | |||
| Net borrowings | -$3,873 | -$287 | |||
| Total cash flows from financing | -$3,638 | $1,408 | |||
| Effect of exchange rate | -$3 | $3 | |||
| Change in cash and equivalents | $1,201 | -$1,679 | |||
| (in millions USD) | 2023 | 2022 | ||
|---|---|---|---|---|
| Net income | $910 | $1,604 | ||
| Operating activities | ||||
| Depreciation | $1,247 | $1,327 | ||
| Business acquisitions & disposals | ||||
| Stock-based compensation | ||||
| Total cash flows from operations | $4,663 | $6,247 | ||
| Investing activities | ||||
| Capital expenditures | ||||
| Investments | -$7,072 | -$16,223 | ||
| Total cash flows from investing | -$7,288 | -$17,263 | ||
| Financing activities | ||||
| Dividends paid | -$368 | -$384 | ||
| Sale and purchase of stock | -$33 | -$1,650 | ||
| Net borrowings | $2,008 | $3,060 | ||
| Total cash flows from financing | $3,839 | $11,575 | ||
| Effect of exchange rate | $3 | -$7 | ||
| Change in cash and equivalents | $1,217 | $552 | ||
Recent institutional transactions
| Quarter | Shareholder | Change |
Shares owned
Shares
|
Value (in thousands USD) |
|---|---|---|---|---|
| 2024 Q2 | Dnb Asset Management As |
+22.74%
|
46,707 | $1,852,867 |
| 2024 Q2 | Trust Co Of Toledo Na oh/ |
-1.00%
|
17,446 | $692,083 |
| 2024 Q2 | Massmutual Trust Co Fsb/adv |
+5.66%
|
112 | $4,443 |
| 2024 Q1 | Scout Investments, Inc |
Opened
|
897,272 | $35,522,998 |
| 2024 Q1 | Lsv Asset Management |
-19.55%
|
2,683,479 | $108,922 |
| 2024 Q1 | Amundi |
+55.41%
|
766,710 | $29,679,345 |
| 2024 Q1 | Wedge Capital Management L L P/nc |
-16.34%
|
1,303,019 | $52,889,542 |
| 2024 Q1 | Mitsubishi Ufj Trust & Banking Corp |
-54.63%
|
152,322 | $6,181,773 |
| 2024 Q1 | Swedbank Ab |
Opened
|
170,102 | $6,904,439 |
| 2024 Q1 | Ubs Asset Management Americas |
-6.38%
|
1,371,918 | $55,686,152 |
Institutional shareholders
| Shareholder | Stake |
Shares owned
Shares
|
Value (in thousands USD) |
|---|---|---|---|
| Geode Capital Management | 1.49% | 4,533,547 | |
| Bank Of New York Mellon Corp | 1.21% | 3,665,760 | |
| Donald Smith & Co., Inc | 0.91% | 2,774,487 | |
| Lsv Asset Management | 0.88% | 2,683,479 | |
| Carillon Tower Advisers, Inc | 0.55% | 1,676,297 | |
| Tiaa Cref Investment Management | 0.46% | 1,387,520 | |
| Ubs Asset Management Americas | 0.45% | 1,371,918 | |
| Wedge Capital Management L L P/nc | 0.43% | 1,303,019 | |
| Perkins Investment Management | 0.38% | 1,143,495 | |
| Scout Investments, Inc | 0.30% | 897,272 |
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